---
schema_version: "secwatch.filing_event.v1"
accession: "0001633917-25-000194"
form_type: "8-K"
ticker: "PYPL"
cik: "0001633917"
company_name: "PayPal Holdings, Inc."
filed_at: "2025-10-28T23:59:59+00:00"
generated_at: "2026-05-17T01:56:36.010350+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.85
calibrated_materiality_score: 0.85
confidence: "high"
source: SEC EDGAR
---

# PayPal Q3 2025: Revenue $8.4B (+7%), GAAP EPS $1.30 (+32%), initiates dividend

## Summary
- Net revenues $8.4B (+7% YoY); TPV $458.1B (+8%); GAAP operating income $1.5B (+9%).
- GAAP EPS $1.30 (+32% YoY); non-GAAP EPS $1.34 (+12% YoY).
- Initiated quarterly dividend of $0.14/share, payable Dec 10, 2025 to holders of record Nov 19.
- Raised full-year guidance; expects 6-7% transaction margin dollar growth excluding interest.
- Returned $1.5B to shareholders via share repurchases in Q3; $5.7B on trailing 12 months.

## SEC filing metadata
- accession: 0001633917-25-000194
- form_type: 8-K
- ticker: PYPL
- cik: 0001633917
- company_name: PayPal Holdings, Inc.
- filed_at: 2025-10-28T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.85
- calibrated_materiality_score: 0.85
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1633917/000163391725000194/0001633917-25-000194-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1633917/000163391725000194/pypl-20251028.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001633917-25-000194
- JSON: https://secwatch.observer/filing/0001633917-25-000194.json
- Plain text: https://secwatch.observer/filing/0001633917-25-000194.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.