---
schema_version: "secwatch.filing_event.v1"
accession: "0001641172-25-000738"
form_type: "8-K"
ticker: "OXBR"
cik: "0001584831"
company_name: "OXBRIDGE RE HOLDINGS Ltd"
filed_at: "2025-03-26T23:59:59+00:00"
generated_at: "2026-05-24T04:57:24.029766+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Oxbridge Re reports FY 2024 net loss of $2.7M, improved from $9.9M; premiums up 83%

## Summary
- Net loss $2.7M ($0.45/share) vs $9.9M ($1.69) prior year; Q4 net loss $460K vs $2.67M prior year.
- Net premiums earned $2.3M for 2024, up from $1.3M in 2023 (83% increase) due to higher rates and full-year recognition.
- Combined ratio improved to 94.3% from 185.2% due to higher premiums and lower expenses.
- Subsequent to year end, completed reverse direct offering raising $3M gross proceeds to strengthen capital position.
- Launched 2025-2026 tokenized reinsurance offerings targeting 20% and 42% annual returns; partnership with Plume.

## SEC filing metadata
- accession: 0001641172-25-000738
- form_type: 8-K
- ticker: OXBR
- cik: 0001584831
- company_name: OXBRIDGE RE HOLDINGS Ltd
- filed_at: 2025-03-26T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1584831/000164117225000738/0001641172-25-000738-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1584831/000164117225000738/form8-k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001641172-25-000738
- JSON: https://secwatch.observer/filing/0001641172-25-000738.json
- Plain text: https://secwatch.observer/filing/0001641172-25-000738.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.