---
schema_version: "secwatch.filing_event.v1"
accession: "0001641172-25-001888"
form_type: "8-K"
ticker: "BACK"
cik: "0001729944"
company_name: "IMAC Holdings, Inc."
filed_at: "2025-03-31T23:59:59+00:00"
generated_at: "2026-05-24T01:59:30.752600+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.3
calibrated_materiality_score: 0.3
confidence: "high"
source: SEC EDGAR
---

# IMAC Holdings issues $126,000 in promissory notes to lenders for $90,000 cash

## Summary
- Notes have $126,000 aggregate principal; lenders paid $90,000 purchase price (original issue discount).
- Unsecured, mature earlier of qualifying offering with $1M+ gross proceeds or November 14, 2025.
- Company may prepay any portion of outstanding principal at any time without penalty.
- Includes customary events of default, including bankruptcy or insolvency triggers.

## SEC filing metadata
- accession: 0001641172-25-001888
- form_type: 8-K
- ticker: BACK
- cik: 0001729944
- company_name: IMAC Holdings, Inc.
- filed_at: 2025-03-31T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.3
- calibrated_materiality_score: 0.3
- confidence: high
- sec_items: 1.01, 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1729944/000164117225001888/0001641172-25-001888-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1729944/000164117225001888/form8-k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001641172-25-001888
- JSON: https://secwatch.observer/filing/0001641172-25-001888.json
- Plain text: https://secwatch.observer/filing/0001641172-25-001888.txt

## Key facts
- Debt Financings
  IMAC Holdings, Inc. incurred loan of $126,000 with certain lenders maturing the earlier of (i) the date of consummation of any offering or offerings, individually or in the aggregate, of securities with gross proceeds of at least $1,000.
  - Instrument: loan
  - Principal: $126,000
  - Counterparty: certain lenders
  - Maturity: the earlier of (i) the date of consummation of any offering or offerings, individually or in the aggregate, of securities with gross proceeds of at least $1,000
  - Event: incurrence
  source text: On March 31, 2025, IMAC Holdings, Inc. (the "Company") issued promissory notes (the "Notes") to certain lenders (the "Lenders") in the aggregate principal amount of $126,000, for an aggregate purchase price from the Lenders of $90,000.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1729944/000164117225001888/0001641172-25-001888-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.