{"schema_version":"secwatch.filing_event.v1","accession":"0001641172-25-003843","form_type":"8-K","ticker":"BNZI","cik":"0001826011","company_name":"Banzai International, Inc.","filed_at":"2025-04-11T23:59:59+00:00","discovered_at":"2026-05-14T18:02:49.961368+00:00","generated_at":"2026-05-23T16:21:02.373256+00:00","sec_items":["1.01","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"confidence":"high","headline":"Banzai International closes $4M subordinated loan at 44% interest due Nov 2025","bullets":["Aggregate principal $4,000,000; net proceeds $2,044,105 after fees and prepayment of $1,755,895 existing Dec 2024 note.","Interest accrues at 44% per annum with weekly amortization; maturity date November 12, 2025.","Mandatory prepayment on default includes outstanding principal, accrued interest, and make-whole prepayment fee.","Loan secured by substantially all assets; proceeds used for refinancing existing debt and general business purposes.","Administrative agent fee of $200,000 paid to Agile Capital Funding at closing."],"urls":{"canonical":"https://secwatch.observer/filing/0001641172-25-003843","json":"https://secwatch.observer/filing/0001641172-25-003843.json","markdown":"https://secwatch.observer/filing/0001641172-25-003843.md","text":"https://secwatch.observer/filing/0001641172-25-003843.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1826011/000164117225003843/0001641172-25-003843-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1826011/000164117225003843/form8-k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-23T16:21:02.373256+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}