---
schema_version: "secwatch.filing_event.v1"
accession: "0001641172-25-009693"
form_type: "8-K"
ticker: "OXBR"
cik: "0001584831"
company_name: "OXBRIDGE RE HOLDINGS Ltd"
filed_at: "2025-05-12T23:59:59+00:00"
generated_at: "2026-05-21T23:38:36.528938+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.55
calibrated_materiality_score: 0.55
confidence: "high"
source: SEC EDGAR
---

# Oxbridge Re Q1 net loss narrows to $139K; premiums up 8.4% YoY; highlights tokenized reinsurance partnerships

## Summary
- Net loss of $139K ($0.02 per share) vs $905K loss ($0.15) in Q1 2024.
- Net premiums earned $595K, up 8.4% from $549K YoY; expense ratio improved to 95.8% from 99.8%.
- Cash & equivalents up 62.85% to $9.6M, aided by $2.7M net from registered direct offering.
- Signed MOU with Plume blockchain platform ($4.5B assets) to expand tokenized reinsurance distribution.
- SurancePlus tokenized reinsurance offerings target 20% (balanced-yield) and 42% (high-yield) annual returns.

## SEC filing metadata
- accession: 0001641172-25-009693
- form_type: 8-K
- ticker: OXBR
- cik: 0001584831
- company_name: OXBRIDGE RE HOLDINGS Ltd
- filed_at: 2025-05-12T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.55
- calibrated_materiality_score: 0.55
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1584831/000164117225009693/0001641172-25-009693-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1584831/000164117225009693/form8-k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001641172-25-009693
- JSON: https://secwatch.observer/filing/0001641172-25-009693.json
- Plain text: https://secwatch.observer/filing/0001641172-25-009693.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.