PetVivo issues $160K promissory note with warrant; conversion at $0.75/share

PetVivo Holdings, Inc.

Note principal $160,000 at 10% annual interest, matures Dec 31, 2025.
Note convertible into up to 213,334 shares at $0.75 per share.
Lender receives warrant to purchase 75,000 shares at $0.90 per share, 2-year term.
Issued to existing shareholder; shares restricted under Section 4(a)(2).

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