---
schema_version: "secwatch.filing_event.v1"
accession: "0001641172-25-022924"
form_type: "8-K"
ticker: "FDCT"
cik: "0001722731"
company_name: "FDCTECH, INC."
filed_at: "2025-08-11T23:59:59+00:00"
generated_at: "2026-05-17T15:34:18.329356+00:00"
event_type: "m_and_a"
sentiment: "positive"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "medium"
source: SEC EDGAR
---

# FDCTech signs non-binding LOI to acquire Swedish EMI Xoala for $6.75M

## Summary
- Total purchase price $6.75M for 100% of Steven AB (Xoala), paid in five annual installments of $1.35M starting June 2026.
- 45-day exclusivity period to conduct due diligence and negotiate a definitive Share Purchase Agreement.
- Xoala holds a Swedish Electronic Money Institution license, extendable across the EEA, offering multi-currency accounts and crypto support.
- Deal aims to create a vertically integrated fintech platform combining trading, payments, and brokerage under one license.
- Acquisition is non-binding; final SPA expected within 45 days, subject to due diligence.

## SEC filing metadata
- accession: 0001641172-25-022924
- form_type: 8-K
- ticker: FDCT
- cik: 0001722731
- company_name: FDCTECH, INC.
- filed_at: 2025-08-11T23:59:59+00:00
- event_type: m_and_a
- sentiment: positive
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: medium
- sec_items: 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1722731/000164117225022924/0001641172-25-022924-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1722731/000164117225022924/form8-k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001641172-25-022924
- JSON: https://secwatch.observer/filing/0001641172-25-022924.json
- Plain text: https://secwatch.observer/filing/0001641172-25-022924.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.