{"schema_version":"secwatch.filing_event.v1","accession":"0001641172-25-023111","form_type":"8-K","ticker":"OPHC","cik":"0001288855","company_name":"OptimumBank Holdings, Inc.","filed_at":"2025-08-12T23:59:59+00:00","discovered_at":"2026-05-14T18:02:43.592707+00:00","generated_at":"2026-05-17T14:18:49.086393+00:00","sec_items":["8.01","9.01"],"event_type":"other_material","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"OptimumBank corrects earnings-call guidance, targets $1.5-1.6B assets by 2026","bullets":["Correction: prior earnings call mistakenly gave 2025 projection; actual projection is for 2026.","Reiterates 25-30% annual growth trajectory; current assets near $1B.","Targets exceeding $1.2B in total assets by end of 2025.","Projects total assets of $1.5B to $1.6B by end of 2026."],"urls":{"canonical":"https://secwatch.observer/filing/0001641172-25-023111","json":"https://secwatch.observer/filing/0001641172-25-023111.json","markdown":"https://secwatch.observer/filing/0001641172-25-023111.md","text":"https://secwatch.observer/filing/0001641172-25-023111.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1288855/000164117225023111/0001641172-25-023111-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1288855/000164117225023111/form8-k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T14:18:49.086393+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}