---
schema_version: "secwatch.filing_event.v1"
accession: "0001641172-25-023111"
form_type: "8-K"
ticker: "OPHC"
cik: "0001288855"
company_name: "OptimumBank Holdings, Inc."
filed_at: "2025-08-12T23:59:59+00:00"
generated_at: "2026-05-17T14:18:49.086393+00:00"
event_type: "other_material"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# OptimumBank corrects earnings-call guidance, targets $1.5-1.6B assets by 2026

## Summary
- Correction: prior earnings call mistakenly gave 2025 projection; actual projection is for 2026.
- Reiterates 25-30% annual growth trajectory; current assets near $1B.
- Targets exceeding $1.2B in total assets by end of 2025.
- Projects total assets of $1.5B to $1.6B by end of 2026.

## SEC filing metadata
- accession: 0001641172-25-023111
- form_type: 8-K
- ticker: OPHC
- cik: 0001288855
- company_name: OptimumBank Holdings, Inc.
- filed_at: 2025-08-12T23:59:59+00:00
- event_type: other_material
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1288855/000164117225023111/0001641172-25-023111-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1288855/000164117225023111/form8-k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001641172-25-023111
- JSON: https://secwatch.observer/filing/0001641172-25-023111.json
- Plain text: https://secwatch.observer/filing/0001641172-25-023111.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.