---
schema_version: "secwatch.filing_event.v1"
accession: "0001641172-25-023197"
form_type: "8-K"
ticker: "BACK"
cik: "0001729944"
company_name: "IMAC Holdings, Inc."
filed_at: "2025-08-12T23:59:59+00:00"
generated_at: "2026-05-17T14:41:34.549081+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.4
calibrated_materiality_score: 0.4
confidence: "high"
source: SEC EDGAR
---

# IMAC Holdings issues $315k in unsecured promissory notes maturing Dec 2025

## Summary
- Issued two promissory notes on Aug 11-12, 2025: Note 1 $229,600 (purchase $164,000) and Note 2 $85,400 (purchase $61,000).
- Both notes unsecured, mature Dec 24, 2025; prepayable without penalty.
- Customary events of default include bankruptcy/insolvency triggers for acceleration.
- Notes issued at discounts to principal, implying original issue discount.

## SEC filing metadata
- accession: 0001641172-25-023197
- form_type: 8-K
- ticker: BACK
- cik: 0001729944
- company_name: IMAC Holdings, Inc.
- filed_at: 2025-08-12T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.4
- calibrated_materiality_score: 0.4
- confidence: high
- sec_items: 1.01, 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1729944/000164117225023197/0001641172-25-023197-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1729944/000164117225023197/form8-k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001641172-25-023197
- JSON: https://secwatch.observer/filing/0001641172-25-023197.json
- Plain text: https://secwatch.observer/filing/0001641172-25-023197.txt

## Key facts
- Debt Financings
  IMAC Holdings, Inc. incurred loan of $85,400 maturing December 24, 2025.
  - Instrument: loan
  - Principal: $85,400
  - Maturity: December 24, 2025
  - Event: incurrence
  source text: on August 12, 2025, IMAC Holdings, Inc. (the “Company”) issued a promissory note (the “Note 2”) to a certain lender (the “Lender 2”) in the aggregate principal amount of $85,400 for an aggregate purchase price from the Lenders of $61,000
  evidence_url: https://www.sec.gov/Archives/edgar/data/1729944/000164117225023197/0001641172-25-023197-index.htm
- Debt Financings
  IMAC Holdings, Inc. incurred loan of $229,600 maturing December 24, 2025.
  - Instrument: loan
  - Principal: $229,600
  - Maturity: December 24, 2025
  - Event: incurrence
  source text: On August 11, 2025, IMAC Holdings, Inc. (the “Company”) issued a promissory note (the “Note 1”) to a certain lender (the “Lender 1”) in the aggregate principal amount of $229,600 for an aggregate purchase price from the Lenders of $164,000
  evidence_url: https://www.sec.gov/Archives/edgar/data/1729944/000164117225023197/0001641172-25-023197-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.