{"schema_version":"secwatch.filing_event.v1","accession":"0001641172-25-023959","form_type":"8-K","ticker":"OXBR","cik":"0001584831","company_name":"OXBRIDGE RE HOLDINGS Ltd","filed_at":"2025-08-14T23:59:59+00:00","discovered_at":"2026-05-14T18:02:44.433786+00:00","generated_at":"2026-05-17T13:11:12.752871+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Oxbridge Re Q2 net loss $1.87M; loss ratio 394% from Hurricane Milton","bullets":["Net loss for Q2 2025: $1.87M ($0.25 per share) vs $821K ($0.14) in Q2 2024; six-month loss $2.01M ($0.28).","Loss ratio surged to 394% due to $2.29M full limit loss from Hurricane Milton on one reinsurance contract.","Net premiums earned edged up to $582K from $564K; total expenses jumped to $3.61M from $628K.","Combined ratio rose to 621% in Q2; cash and equivalents increased to $6.7M.","Announced strategic partnership with Midnight Foundation; launched tokenized reinsurance offerings targeting 20-42% returns."],"urls":{"canonical":"https://secwatch.observer/filing/0001641172-25-023959","json":"https://secwatch.observer/filing/0001641172-25-023959.json","markdown":"https://secwatch.observer/filing/0001641172-25-023959.md","text":"https://secwatch.observer/filing/0001641172-25-023959.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1584831/000164117225023959/0001641172-25-023959-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1584831/000164117225023959/form8-k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T13:11:12.752871+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}