secwatch.observer — SEC 8-K summary
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Issuer:     OXBRIDGE RE HOLDINGS Ltd (OXBR)
CIK:        0001584831
Form:       8-K
Filed at:   2025-08-14T23:59:59+00:00
Accession:  0001641172-25-023959
Event type: earnings
Sentiment:  negative
Materiality: 0.75
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Oxbridge Re Q2 net loss $1.87M; loss ratio 394% from Hurricane Milton
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- Net loss for Q2 2025: $1.87M ($0.25 per share) vs $821K ($0.14) in Q2 2024; six-month loss $2.01M ($0.28).
- Loss ratio surged to 394% due to $2.29M full limit loss from Hurricane Milton on one reinsurance contract.
- Net premiums earned edged up to $582K from $564K; total expenses jumped to $3.61M from $628K.
- Combined ratio rose to 621% in Q2; cash and equivalents increased to $6.7M.
- Announced strategic partnership with Midnight Foundation; launched tokenized reinsurance offerings targeting 20-42% returns.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1584831/000164117225023959/0001641172-25-023959-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1584831/000164117225023959/form8-k.htm
  HTML page:      https://secwatch.observer/filing/0001641172-25-023959

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