---
schema_version: "secwatch.filing_event.v1"
accession: "0001641172-25-025270"
form_type: "8-K"
ticker: "IVF"
cik: "0001417926"
company_name: "INVO Fertility, Inc."
filed_at: "2025-08-22T23:59:59+00:00"
generated_at: "2026-05-17T10:32:20.351178+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# INVO Fertility exchanges debenture with Five Narrow Lane, reduces principal to $1.75M and issues preferred stock

## Summary
- Principal reduced to $1,751,343.75 via $1,300,000 exchange for 325 Series C-2 Preferred shares with $1.3M stated value.
- Interest rate remains 7% per annum; maturity February 11, 2026; conversion price $1.4765 per share.
- Monthly redemption provisions removed; no prepayment without holder consent.
- Registration deadline for resale of shares extended to August 29, 2025; effectiveness deadline to Sept 30, 2025 (or Oct 31 if full review).
- Side letter also extends filing deadline for new warrants registration to August 29, 2025.

## SEC filing metadata
- accession: 0001641172-25-025270
- form_type: 8-K
- ticker: IVF
- cik: 0001417926
- company_name: INVO Fertility, Inc.
- filed_at: 2025-08-22T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 1.01, 3.02, 3.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1417926/000164117225025270/0001641172-25-025270-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1417926/000164117225025270/form8-k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001641172-25-025270
- JSON: https://secwatch.observer/filing/0001641172-25-025270.json
- Plain text: https://secwatch.observer/filing/0001641172-25-025270.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.