---
schema_version: "secwatch.filing_event.v1"
accession: "0001641172-25-026139"
form_type: "8-K"
ticker: "SHFS"
cik: "0001854963"
company_name: "SHF Holdings, Inc."
filed_at: "2025-09-02T23:59:59+00:00"
generated_at: "2026-05-17T08:57:32.641945+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.55
calibrated_materiality_score: 0.55
confidence: "high"
source: SEC EDGAR
---

# SHF Holdings closes $562,500 convertible note offering with 20% OID, due August 2026

## Summary
- Aggregate principal $562,500, 20% original issue discount, maturity August 2026.
- Conversion price is the lesser of two 20% discounts to VWAP; notes convertible at holder's option.
- Investors receive piggyback registration rights for underlying common shares.
- Notes issued to accredited investors under Section 4(a)(2) and Regulation D.
- Company must use 20% of gross proceeds from a related purchase agreement to pay this note.

## SEC filing metadata
- accession: 0001641172-25-026139
- form_type: 8-K
- ticker: SHFS
- cik: 0001854963
- company_name: SHF Holdings, Inc.
- filed_at: 2025-09-02T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.55
- calibrated_materiality_score: 0.55
- confidence: high
- sec_items: 1.01, 2.03, 3.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1854963/000164117225026139/0001641172-25-026139-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1854963/000164117225026139/form8-k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001641172-25-026139
- JSON: https://secwatch.observer/filing/0001641172-25-026139.json
- Plain text: https://secwatch.observer/filing/0001641172-25-026139.txt

## Key facts
- Debt Financings
  SHF Holdings, Inc. incurred convertible notes of $562,500 with certain accredited investors maturing August 2026.
  - Instrument: convertible notes
  - Principal: $562,500
  - Counterparty: certain accredited investors
  - Maturity: August 2026
  - Event: incurrence
  source text: closed an offering of Convertible Promissory Notes (the “Notes”) that were issued to certain accredited investors (the “Investors”) with a maturity date of August 2026, a 20% original issue discount and an aggregate principal sum of $562,500.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1854963/000164117225026139/0001641172-25-026139-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.