---
schema_version: "secwatch.filing_event.v1"
accession: "0001647639-25-000032"
form_type: "8-K"
ticker: "UPST"
cik: "0001647639"
company_name: "Upstart Holdings, Inc."
filed_at: "2025-05-02T23:59:59+00:00"
generated_at: "2026-05-22T22:50:35.408970+00:00"
event_type: "other_material"
sentiment: "neutral"
materiality_score: 0.4
calibrated_materiality_score: 0.4
confidence: "high"
source: SEC EDGAR
---

# Upstart enters 1-year partnership with OnePay (Walmart majority-owned) for co-branded consumer lending

## Summary
- One-year strategic partnership with OnePay (majority owned by Walmart) to market consumer lending products to Walmart customers.
- Collaboration includes co-branded offerings and co-branded direct mail campaigns.
- Upstart does not expect the partnership to have a material impact on FY2025 financial results.

## SEC filing metadata
- accession: 0001647639-25-000032
- form_type: 8-K
- ticker: UPST
- cik: 0001647639
- company_name: Upstart Holdings, Inc.
- filed_at: 2025-05-02T23:59:59+00:00
- event_type: other_material
- sentiment: neutral
- materiality_score: 0.4
- calibrated_materiality_score: 0.4
- confidence: high
- sec_items: 8.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1647639/000164763925000032/0001647639-25-000032-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1647639/000164763925000032/upst-20250502.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001647639-25-000032
- JSON: https://secwatch.observer/filing/0001647639-25-000032.json
- Plain text: https://secwatch.observer/filing/0001647639-25-000032.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.