{"schema_version":"secwatch.filing_event.v1","accession":"0001647639-25-000053","form_type":"8-K","ticker":"UPST","cik":"0001647639","company_name":"Upstart Holdings, Inc.","filed_at":"2025-05-23T23:59:59+00:00","discovered_at":"2026-05-14T18:02:49.188398+00:00","generated_at":"2026-05-20T14:29:44.866689+00:00","sec_items":["5.07"],"event_type":"other","sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.15,"confidence":"high","headline":"Upstart shareholders elect directors, ratify Deloitte, approve say-on-pay at annual meeting","bullets":["Class II directors Peter Bernard and Paul Gu elected; each received majority of votes cast.","Deloitte & Touche ratified as independent auditor for fiscal 2025 with 99.3% of votes for.","Advisory vote on named executive officer compensation passed with 73.6% of votes cast for.","Broker non-votes totaled 20.2 million shares on director and say-on-pay proposals."],"urls":{"canonical":"https://secwatch.observer/filing/0001647639-25-000053","json":"https://secwatch.observer/filing/0001647639-25-000053.json","markdown":"https://secwatch.observer/filing/0001647639-25-000053.md","text":"https://secwatch.observer/filing/0001647639-25-000053.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1647639/000164763925000053/0001647639-25-000053-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1647639/000164763925000053/upst-20250523.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-20T14:29:44.866689+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}