Upstart corrects Q2 adjusted EPS to $0.40; revenue up 102% YoY to $257M

Upstart Holdings, Inc.

2025-Q2 EPS reported $0.03 revenue$470,662,000

Corrected diluted Adjusted EPS: Q2 2025 $0.40 (was $0.36); six-month $0.70 (was $0.62). No other changes.
Q2 loan origination volume 372,599 (+159% YoY); total originations >$2.8B (+154% YoY).
Q2 GAAP net income $5.6M vs ($54.5M) loss in Q2 2024; GAAP operating income $4.5M.
Q3 2025 guidance: total revenue ~$280M, GAAP net income ~$9M, adjusted EBITDA ~$56M.
Full-year 2025 guidance: total revenue ~$1.055B, GAAP net income ~$35M, adjusted EBITDA margin ~20%.

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