{"schema_version":"secwatch.filing_event.v1","accession":"0001649739-22-000049","form_type":"8-K","ticker":"BAFN","cik":"0001649739","company_name":"BayFirst Financial Corp.","filed_at":"2022-02-01T23:59:59+00:00","discovered_at":"2026-05-14T18:04:07.567238+00:00","generated_at":"2026-06-27T13:01:28.702886+00:00","sec_items":["5.02","9.01"],"event_type":"leadership","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"BayFirst promotes Tom Zernick to President of First Home Bank, Robin Oliver to COO","bullets":["Tom Zernick promoted from President of CreditBench (SBA division) to President of First Home Bank; Anthony N. Leo remains CEO.","Robin Oliver promoted to COO of BayFirst while retaining CFO role; will oversee operations and administrative departments.","BayFirst reported record 2021 net income of $24.62M (up 93.8%); also applied to convert to national bank and began trading on Nasdaq."],"urls":{"canonical":"https://secwatch.observer/filing/0001649739-22-000049","json":"https://secwatch.observer/filing/0001649739-22-000049.json","markdown":"https://secwatch.observer/filing/0001649739-22-000049.md","text":"https://secwatch.observer/filing/0001649739-22-000049.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1649739/000164973922000049/0001649739-22-000049-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1649739/000164973922000049/bafn-20220201.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-27T13:01:28.702886+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"425e8e8e12","claim":"Robin Oliver changed role as Chief Operating Officer at BayFirst Financial Corp..","evidence_excerpt":"Robin Oliver has been promoted to Chief Operating Officer of BayFirst.","evidence_source":"SEC 8-K Item 5.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1649739/000164973922000049/0001649739-22-000049-index.htm","confidence":0.95,"family_label":"Executive change","details":[{"label":"Action","value":"promoted"},{"label":"Role","value":"Chief Operating Officer"}],"fact_type":"executive_change"},{"claim_id":"81a96b0dd2","claim":"Tom Zernick changed role as President of First Home Bank at BayFirst Financial Corp..","evidence_excerpt":"Tom Zernick, who has served as President of CreditBench, First Home Bank’s SBA lending division, since 2016 has been promoted to President of First Home Bank.","evidence_source":"SEC 8-K Item 5.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1649739/000164973922000049/0001649739-22-000049-index.htm","confidence":0.95,"family_label":"Executive change","details":[{"label":"Action","value":"promoted"},{"label":"Role","value":"President of First Home Bank"}],"fact_type":"executive_change"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}