---
schema_version: "secwatch.filing_event.v1"
accession: "0001649739-22-000049"
form_type: "8-K"
ticker: "BAFN"
cik: "0001649739"
company_name: "BayFirst Financial Corp."
filed_at: "2022-02-01T23:59:59+00:00"
generated_at: "2026-06-27T13:01:28.702886+00:00"
event_type: "leadership"
sentiment: "positive"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# BayFirst promotes Tom Zernick to President of First Home Bank, Robin Oliver to COO

## Summary
- Tom Zernick promoted from President of CreditBench (SBA division) to President of First Home Bank; Anthony N. Leo remains CEO.
- Robin Oliver promoted to COO of BayFirst while retaining CFO role; will oversee operations and administrative departments.
- BayFirst reported record 2021 net income of $24.62M (up 93.8%); also applied to convert to national bank and began trading on Nasdaq.

## SEC filing metadata
- accession: 0001649739-22-000049
- form_type: 8-K
- ticker: BAFN
- cik: 0001649739
- company_name: BayFirst Financial Corp.
- filed_at: 2022-02-01T23:59:59+00:00
- event_type: leadership
- sentiment: positive
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 5.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1649739/000164973922000049/0001649739-22-000049-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1649739/000164973922000049/bafn-20220201.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001649739-22-000049
- JSON: https://secwatch.observer/filing/0001649739-22-000049.json
- Plain text: https://secwatch.observer/filing/0001649739-22-000049.txt

## Key facts
- Executive change
  Robin Oliver changed role as Chief Operating Officer at BayFirst Financial Corp..
  - Action: promoted
  - Role: Chief Operating Officer
  source text: Robin Oliver has been promoted to Chief Operating Officer of BayFirst.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1649739/000164973922000049/0001649739-22-000049-index.htm
- Executive change
  Tom Zernick changed role as President of First Home Bank at BayFirst Financial Corp..
  - Action: promoted
  - Role: President of First Home Bank
  source text: Tom Zernick, who has served as President of CreditBench, First Home Bank’s SBA lending division, since 2016 has been promoted to President of First Home Bank.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1649739/000164973922000049/0001649739-22-000049-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.