---
schema_version: "secwatch.filing_event.v1"
accession: "0001649739-25-000005"
form_type: "8-K"
ticker: "BAFN"
cik: "0001649739"
company_name: "BayFirst Financial Corp."
filed_at: "2025-02-04T23:59:59+00:00"
generated_at: "2026-05-27T03:31:30.666230+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.2
calibrated_materiality_score: 0.2
confidence: "low"
source: SEC EDGAR
---

# BayFirst Financial hosts Q4 2024 earnings call; transcript filed but lacks specific results in excerpt

## Summary
- Company held conference call on January 31, 2025 to discuss Q4 2024 financial results.
- Filed transcript as Exhibit 99.1; provided excerpt includes only introduction and speaker list.
- No specific financial figures, guidance, or material updates available from the truncated transcript.
- Call participants included CEO Tom Zernick, President Robin Oliver, and CFO Scott McKim.

## SEC filing metadata
- accession: 0001649739-25-000005
- form_type: 8-K
- ticker: BAFN
- cik: 0001649739
- company_name: BayFirst Financial Corp.
- filed_at: 2025-02-04T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.2
- calibrated_materiality_score: 0.2
- confidence: low
- sec_items: 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1649739/000164973925000005/0001649739-25-000005-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1649739/000164973925000005/bafn-20250131.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001649739-25-000005
- JSON: https://secwatch.observer/filing/0001649739-25-000005.json
- Plain text: https://secwatch.observer/filing/0001649739-25-000005.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.