---
schema_version: "secwatch.filing_event.v1"
accession: "0001649739-26-000008"
form_type: "8-K"
ticker: "BAFN"
cik: "0001649739"
company_name: "BayFirst Financial Corp."
filed_at: "2026-02-03T23:59:59+00:00"
generated_at: "2026-05-16T05:20:40.767435+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.25
calibrated_materiality_score: 0.25
confidence: "low"
source: SEC EDGAR
---

# BayFirst Financial discusses Q4 2025 results; filing transcript incomplete with no specific financial data

## Summary
- Conference call held Jan 29, 2026 to review Q4 2025 financial results.
- The attached transcript is truncated in the filing; no EPS, revenue, or segment data are extractable.
- Management included CEO Tom Zernick, President Robin Oliver, CFO Scott McKim.
- Full transcript and archived call available on BayFirst's investor relations website.

## SEC filing metadata
- accession: 0001649739-26-000008
- form_type: 8-K
- ticker: BAFN
- cik: 0001649739
- company_name: BayFirst Financial Corp.
- filed_at: 2026-02-03T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.25
- calibrated_materiality_score: 0.25
- confidence: low
- sec_items: 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1649739/000164973926000008/0001649739-26-000008-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1649739/000164973926000008/bafn-20260130.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001649739-26-000008
- JSON: https://secwatch.observer/filing/0001649739-26-000008.json
- Plain text: https://secwatch.observer/filing/0001649739-26-000008.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.