{"schema_version":"secwatch.filing_event.v1","accession":"0001649739-26-000044","form_type":"8-K","ticker":"BAFN","cik":"0001649739","company_name":"BayFirst Financial Corp.","filed_at":"2026-07-28T20:00:31+00:00","discovered_at":"2026-07-28T20:01:00.830107+00:00","generated_at":"2026-07-28T20:01:06.782640+00:00","sec_items":["7.01","9.01"],"event_type":"other_material","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"BayFirst delays Q2 earnings to Aug 13 amid restatement of 2024-2025 financials","bullets":["Restating financials for years ended Dec 31, 2024 and 2025, and Q1 2026; prior statements no longer reliable.","Asset resolution plan implemented as previously disclosed on July 14, 2026.","Amendments to 2025 10-K and Q1 2026 10-Q expected by August 12, 2026.","Q2 2026 earnings release rescheduled to August 13, 2026; conference call August 14."],"urls":{"canonical":"https://secwatch.observer/filing/0001649739-26-000044","json":"https://secwatch.observer/filing/0001649739-26-000044.json","markdown":"https://secwatch.observer/filing/0001649739-26-000044.md","text":"https://secwatch.observer/filing/0001649739-26-000044.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1649739/000164973926000044/0001649739-26-000044-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1649739/000164973926000044/bafn-20260728.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-28T20:01:06.782640+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}