---
schema_version: "secwatch.filing_event.v1"
accession: "0001649749-23-000016"
form_type: "8-K"
ticker: "FBK"
cik: "0001649749"
company_name: "FB Financial Corp"
filed_at: "2023-01-17T23:59:59+00:00"
generated_at: "2026-06-20T14:45:34.221627+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# FB Financial Q4 2022 EPS $0.81 adjusted $0.85; deposit growth 33.7% annualized

## Summary
- Net income $38.1M ($0.81 diluted EPS) vs $0.68 prior Q and $1.02 YoY; adjusted EPS $0.85.
- Deposits grew to $10.9B (33.7% annualized); loans HFI $9.30B (8.42% annualized).
- Net interest margin 3.78%; Mortgage segment pre-tax loss $4.2M vs $3.7M prior Q.
- Book value $28.36/share; tangible book value $22.90; adjusted tangible book $26.53.
- Full-year 2022 net income $124.6M ($2.64 dil. EPS) vs $190.3M ($3.97) in 2021.

## SEC filing metadata
- accession: 0001649749-23-000016
- form_type: 8-K
- ticker: FBK
- cik: 0001649749
- company_name: FB Financial Corp
- filed_at: 2023-01-17T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1649749/000164974923000016/0001649749-23-000016-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1649749/000164974923000016/fbk-20230117.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001649749-23-000016
- JSON: https://secwatch.observer/filing/0001649749-23-000016.json
- Plain text: https://secwatch.observer/filing/0001649749-23-000016.txt

## Key facts
- Earnings Releases
  FB Financial Corp reported the year ended December 31, 2022 results: net income net income of $124.6 million, or $2.64 per diluted common share, for the year ended December 31, 2022, EPS $2.64 per diluted common share.
  - Period: the year ended December 31, 2022
  - Net income: net income of $124.6 million, or $2.64 per diluted common share, for the year ended December 31, 2022
  - EPS: $2.64 per diluted common share
  - Result: reported results
  source text: For the year ended December 31, 2022, the Company reported net income of $124.6 million, or $2.64 per diluted common share
  evidence_url: https://www.sec.gov/Archives/edgar/data/1649749/000164974923000016/0001649749-23-000016-index.htm
- Earnings Releases
  FB Financial Corp reported the fourth quarter and year ended December 31, 2022 results: net income $38.1 million, or $0.81 per diluted common share, for the fourth quarter of 2022, EPS $0.81 per diluted common share.
  - Period: the fourth quarter and year ended December 31, 2022
  - Net income: $38.1 million, or $0.81 per diluted common share, for the fourth quarter of 2022
  - EPS: $0.81 per diluted common share
  - Result: reported results
  source text: FB Financial Corporation Reports Fourth Quarter 2022 and Annual Results Reports Q4 Diluted EPS of $0.81
  evidence_url: https://www.sec.gov/Archives/edgar/data/1649749/000164974923000016/0001649749-23-000016-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.