---
schema_version: "secwatch.filing_event.v1"
accession: "0001649749-23-000105"
form_type: "8-K"
ticker: "FBK"
cik: "0001649749"
company_name: "FB Financial Corp"
filed_at: "2023-04-17T23:59:59+00:00"
generated_at: "2026-06-17T01:23:48.914053+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# FB Financial Q1 EPS $0.78 ($0.76 adjusted); deposits grow 12.2% annualized

## Summary
- Net income $36.4M, diluted EPS $0.78; adjusted EPS $0.76 vs $0.85 prior quarter.
- Total deposits grew to $11.18B, up 12.2% annualized; uninsured deposits improved to 29.1% from 32.9%.
- Net interest margin narrowed to 3.51% from 3.78% in Q4 2022.
- Loans held for investment grew 2.96% annualized to $9.37B; credit quality metrics improved.
- Adjusted tangible book value per share rose to $27.06, up 8.09% annualized.

## SEC filing metadata
- accession: 0001649749-23-000105
- form_type: 8-K
- ticker: FBK
- cik: 0001649749
- company_name: FB Financial Corp
- filed_at: 2023-04-17T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1649749/000164974923000105/0001649749-23-000105-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1649749/000164974923000105/fbk-20230417.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001649749-23-000105
- JSON: https://secwatch.observer/filing/0001649749-23-000105.json
- Plain text: https://secwatch.observer/filing/0001649749-23-000105.txt

## Key facts
- Earnings Releases
  FB Financial Corp reported the first quarter ended March 31, 2023 results: net income net income of $36.4 million, EPS $0.78 per diluted common share.
  - Period: the first quarter ended March 31, 2023
  - Net income: net income of $36.4 million
  - EPS: $0.78 per diluted common share
  - Result: reported results
  source text: FB Financial Corporation Reports First Quarter 2023 Results Reports Q1 Diluted EPS of $0.78, Adjusted Diluted EPS* of $0.76
  evidence_url: https://www.sec.gov/Archives/edgar/data/1649749/000164974923000105/0001649749-23-000105-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.