{"schema_version":"secwatch.filing_event.v1","accession":"0001649749-23-000199","form_type":"8-K","ticker":"FBK","cik":"0001649749","company_name":"FB Financial Corp","filed_at":"2023-07-17T23:59:59+00:00","discovered_at":"2026-05-14T18:03:34.681988+00:00","generated_at":"2026-06-13T07:44:30.288103+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"FB Financial Q2 net income $35.3M ($0.75 EPS); adjusted EPS $0.77; deposits down to $10.87B","bullets":["Net income $35.3M ($0.75 diluted EPS) vs $0.78 prior Q and $0.41 YoY; adjusted net income $36.0M ($0.77 adj EPS).","Total deposits $10.87B, down from $11.18B prior Q, driven by $462.6M reduction in public funds.","Loans held for investment $9.33B, down slightly from $9.37B prior Q, with CRE construction down $118.1M.","Net interest margin 3.40%, down from 3.51% prior Q and 3.52% YoY.","Book value per share grew to $29.64, adjusted tangible book value to $27.72 (9.84% annualized QoQ)."],"urls":{"canonical":"https://secwatch.observer/filing/0001649749-23-000199","json":"https://secwatch.observer/filing/0001649749-23-000199.json","markdown":"https://secwatch.observer/filing/0001649749-23-000199.md","text":"https://secwatch.observer/filing/0001649749-23-000199.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1649749/000164974923000199/0001649749-23-000199-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1649749/000164974923000199/fbk-20230717.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-13T07:44:30.288103+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"0acb9af488a872450d1c740160563c221c379ae8","claim":"FB Financial Corp reported second quarter ended June 30, 2023 results: net income $35.3 million, EPS $0.75 per diluted common share.","evidence_excerpt":"FB Financial Corporation Reports Second Quarter 2023 Results Reports Q2 Diluted EPS of $0.75, Adjusted Diluted EPS* of $0.77 NASHVILLE, TENNESSEE—July 17, 2023-- FB Financial Corporation (the “Company”) (NYSE: FBK), parent company of FirstBank, reported net income of $35.3 million, or $0.75 per diluted common share, for the second quarter of 2023","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1649749/000164974923000199/0001649749-23-000199-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"second quarter ended June 30, 2023"},{"label":"Net income","value":"$35.3 million"},{"label":"EPS","value":"$0.75 per diluted common share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}