{"schema_version":"secwatch.filing_event.v1","accession":"0001649749-24-000006","form_type":"8-K","ticker":"FBK","cik":"0001649749","company_name":"FB Financial Corp","filed_at":"2024-01-16T23:59:59+00:00","discovered_at":"2026-05-14T18:03:24.974585+00:00","generated_at":"2026-06-06T23:17:05.323164+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"FB Financial Q4 2023 EPS $0.63; adjusted EPS $0.77; NIM expands to 3.46%","bullets":["Net income $29.4M ($0.63 diluted EPS) vs $0.41 prior Q and $0.81 year-ago; adjusted EPS $0.77 vs $0.71 prior Q and $0.85 year-ago.","Loans HFI grew 5.19% annualized to $9.41B; deposits declined $91M linked Q to $10.55B.","Net interest margin improved to 3.46% from 3.42% prior Q; net recoveries of 0.04% annualized.","Core efficiency ratio improved to 61.7% from 63.1% prior Q; core noninterest expense $74.4M.","Tangible book value per share $25.69, up 29.2% annualized from $23.93 prior Q."],"urls":{"canonical":"https://secwatch.observer/filing/0001649749-24-000006","json":"https://secwatch.observer/filing/0001649749-24-000006.json","markdown":"https://secwatch.observer/filing/0001649749-24-000006.md","text":"https://secwatch.observer/filing/0001649749-24-000006.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1649749/000164974924000006/0001649749-24-000006-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1649749/000164974924000006/fbk-20240116.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-06T23:17:05.323164+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"e5ca2a07ee8b18c062cd50ebee18f526f5a04490","claim":"FB Financial Corp reported financial results for the fourth quarter and year ended December 31, 2023.","evidence_excerpt":"On January 16, 2024, FB Financial Corporation (“ FB Financial ”) issued a press release announcing its financial results for the fourth quarter and year ended December 31, 2023 (the “ Earnings Release ”).","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1649749/000164974924000006/0001649749-24-000006-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the fourth quarter and year ended December 31, 2023"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}