---
schema_version: "secwatch.filing_event.v1"
accession: "0001649749-24-000104"
form_type: "8-K"
ticker: "FBK"
cik: "0001649749"
company_name: "FB Financial Corp"
filed_at: "2024-04-15T23:59:59+00:00"
generated_at: "2026-06-03T22:56:12.197324+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# FB Financial Q1 GAAP EPS $0.59, adjusted $0.85; loan balances down, NIM 3.42%

## Summary
- GAAP diluted EPS $0.59 vs $0.78 YoY; adjusted diluted EPS $0.85 vs $0.76 YoY.
- Net interest margin 3.42% (down from 3.46% QoQ); loans HFI $9.29B down $119.9M.
- Executed $207.9M securities sale (2.14% yield), reinvested at 5.94%, incurring $16.2M loss.
- Allowance for credit losses 1.63% of loans; net charge-offs 0.02% annualized; NPLs 0.73%.
- Tangible book value per share $26.21, up 8.14% annualized QoQ.

## SEC filing metadata
- accession: 0001649749-24-000104
- form_type: 8-K
- ticker: FBK
- cik: 0001649749
- company_name: FB Financial Corp
- filed_at: 2024-04-15T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1649749/000164974924000104/0001649749-24-000104-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1649749/000164974924000104/fbk-20240415.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001649749-24-000104
- JSON: https://secwatch.observer/filing/0001649749-24-000104.json
- Plain text: https://secwatch.observer/filing/0001649749-24-000104.txt

## Key facts
- Earnings Releases
  FB Financial Corp reported the first quarter ended March 31, 2024 results: net income $28.0 million, EPS $0.59 per diluted common share.
  - Period: the first quarter ended March 31, 2024
  - Net income: $28.0 million
  - EPS: $0.59 per diluted common share
  - Result: reported results
  source text: FB Financial Corporation Reports First Quarter 2024 Financial Results Reports Q1 Diluted EPS of $0.59, Adjusted Diluted EPS* of $0.85
  evidence_url: https://www.sec.gov/Archives/edgar/data/1649749/000164974924000104/0001649749-24-000104-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.