{"schema_version":"secwatch.filing_event.v1","accession":"0001649749-24-000155","form_type":"8-K","ticker":"FBK","cik":"0001649749","company_name":"FB Financial Corp","filed_at":"2024-07-15T23:59:59+00:00","discovered_at":"2026-05-14T18:03:13.957457+00:00","generated_at":"2026-05-31T20:42:52.198615+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"FB Financial Q2 net income $40.0M, EPS $0.85; NIM expands to 3.57%","bullets":["Net income $40.0M ($0.85 diluted EPS) vs $27.95M ($0.59) prior Q and $35.3M ($0.75) YoY; adjusted EPS $0.84.","Net interest margin 3.57% vs 3.42% Q1; net interest income $102.6M vs $99.5M prior.","Loans HFI $9.31B (flat); deposits $10.47B; noninterest-bearing deposits flat at $2.19B.","Allowance for credit losses 1.67% of loans; net charge-offs 0.02% annualized.","Tangible book value $26.82/share (+9.36% annualized); capital ratios strong; repurchased 353K shares."],"urls":{"canonical":"https://secwatch.observer/filing/0001649749-24-000155","json":"https://secwatch.observer/filing/0001649749-24-000155.json","markdown":"https://secwatch.observer/filing/0001649749-24-000155.md","text":"https://secwatch.observer/filing/0001649749-24-000155.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1649749/000164974924000155/0001649749-24-000155-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1649749/000164974924000155/fbk-20240715.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-31T20:42:52.198615+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}