---
schema_version: "secwatch.filing_event.v1"
accession: "0001649749-24-000155"
form_type: "8-K"
ticker: "FBK"
cik: "0001649749"
company_name: "FB Financial Corp"
filed_at: "2024-07-15T23:59:59+00:00"
generated_at: "2026-05-31T20:42:52.198615+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# FB Financial Q2 net income $40.0M, EPS $0.85; NIM expands to 3.57%

## Summary
- Net income $40.0M ($0.85 diluted EPS) vs $27.95M ($0.59) prior Q and $35.3M ($0.75) YoY; adjusted EPS $0.84.
- Net interest margin 3.57% vs 3.42% Q1; net interest income $102.6M vs $99.5M prior.
- Loans HFI $9.31B (flat); deposits $10.47B; noninterest-bearing deposits flat at $2.19B.
- Allowance for credit losses 1.67% of loans; net charge-offs 0.02% annualized.
- Tangible book value $26.82/share (+9.36% annualized); capital ratios strong; repurchased 353K shares.

## SEC filing metadata
- accession: 0001649749-24-000155
- form_type: 8-K
- ticker: FBK
- cik: 0001649749
- company_name: FB Financial Corp
- filed_at: 2024-07-15T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1649749/000164974924000155/0001649749-24-000155-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1649749/000164974924000155/fbk-20240715.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001649749-24-000155
- JSON: https://secwatch.observer/filing/0001649749-24-000155.json
- Plain text: https://secwatch.observer/filing/0001649749-24-000155.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.