{"schema_version":"secwatch.filing_event.v1","accession":"0001649749-24-000178","form_type":"8-K","ticker":"FBK","cik":"0001649749","company_name":"FB Financial Corp","filed_at":"2024-10-15T23:59:59+00:00","discovered_at":"2026-05-14T18:03:09.104728+00:00","generated_at":"2026-05-30T14:36:52.682364+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"FB Financial Q3 GAAP EPS $0.22 on $40.2M securities loss; adjusted EPS $0.86 beats prior year $0.71","bullets":["Net income $10.2M ($0.22 diluted EPS) vs $0.85 prior Q; adjusted net income $40.1M ($0.86 diluted EPS).","Loans HFI $9.48B (+7.2% annualized); total deposits $10.98B (+19.3% annualized).","NIM 3.55% vs 3.57% prior Q; sold $318.6M low-yield securities, realized $40.2M loss, reinvested at 5.25% yield.","Nonperforming assets/total assets rose to 0.99% from 0.81%; net charge-offs remained low at 0.03% annualized.","Total risk-based capital ratio 15.1%; TCE/TA 10.4%; expanded into Tuscaloosa, AL market."],"urls":{"canonical":"https://secwatch.observer/filing/0001649749-24-000178","json":"https://secwatch.observer/filing/0001649749-24-000178.json","markdown":"https://secwatch.observer/filing/0001649749-24-000178.md","text":"https://secwatch.observer/filing/0001649749-24-000178.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1649749/000164974924000178/0001649749-24-000178-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1649749/000164974924000178/fbk-20241015.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T14:36:52.682364+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}