{"schema_version":"secwatch.filing_event.v1","accession":"0001649749-25-000111","form_type":"8-K","ticker":"FBK","cik":"0001649749","company_name":"FB Financial Corp","filed_at":"2025-04-14T23:59:59+00:00","discovered_at":"2026-05-14T18:02:49.195207+00:00","generated_at":"2026-05-23T15:30:54.874599+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"FB Financial Q1 2025 EPS $0.84, adjusted $0.85; NIM expands to 3.55%","bullets":["Net income $39.4M ($0.84 diluted EPS); adjusted net income $40.1M ($0.85 adjusted diluted EPS).","Loans HFI $9.77B, up 7.14% annualized QoQ; deposits flat at $11.20B.","Net interest margin 3.55% vs 3.50% prior quarter; cost of deposits down 16bp to 2.54%.","Net charge-offs 0.14% annualized (vs 0.47% prior Q); nonperforming loans fell to 0.79% of loans.","Repurchased 208,680 shares; announced pending merger with Southern States Bancshares."],"urls":{"canonical":"https://secwatch.observer/filing/0001649749-25-000111","json":"https://secwatch.observer/filing/0001649749-25-000111.json","markdown":"https://secwatch.observer/filing/0001649749-25-000111.md","text":"https://secwatch.observer/filing/0001649749-25-000111.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1649749/000164974925000111/0001649749-25-000111-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1649749/000164974925000111/fbk-20250414.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-23T15:30:54.874599+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}