{"schema_version":"secwatch.filing_event.v1","accession":"0001649749-25-000178","form_type":"8-K","ticker":"FBK","cik":"0001649749","company_name":"FB Financial Corp","filed_at":"2025-07-14T23:59:59+00:00","discovered_at":"2026-05-14T18:02:44.561222+00:00","generated_at":"2026-05-18T06:40:43.471412+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"FB Financial Q2 GAAP EPS $0.06 on $60.5M securities loss; adjusted EPS $0.88, NIM 3.68%","bullets":["GAAP net income $2.9M ($0.06 diluted EPS) vs $0.84 prior Q and $0.85 YoY, impacted by $60.5M loss on sale of securities.","Adjusted diluted EPS $0.88 vs $0.85 prior Q and $0.84 YoY; adjusted pre-tax pre-provision net revenue $58.6M.","Net interest margin improved to 3.68% from 3.55% prior Q; loans HFI $9.87B (+4.22% annualized QoQ), deposits $11.40B (+7.21% annualized QoQ).","Closed Southern States merger on July 1, 2025, adding ~$2.87B in assets, $2.32B loans, $2.47B deposits.","Repurchased 811,704 shares in Q2; book value per share $35.17, tangible book value $29.78."],"urls":{"canonical":"https://secwatch.observer/filing/0001649749-25-000178","json":"https://secwatch.observer/filing/0001649749-25-000178.json","markdown":"https://secwatch.observer/filing/0001649749-25-000178.md","text":"https://secwatch.observer/filing/0001649749-25-000178.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1649749/000164974925000178/0001649749-25-000178-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1649749/000164974925000178/fbk-20250714.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T06:40:43.471412+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}