{"schema_version":"secwatch.filing_event.v1","accession":"0001649749-25-000218","form_type":"8-K","ticker":"FBK","cik":"0001649749","company_name":"FB Financial Corp","filed_at":"2025-12-04T23:59:59+00:00","discovered_at":"2026-05-14T18:02:40.043032+00:00","generated_at":"2026-05-16T14:48:10.976123+00:00","sec_items":["8.01"],"event_type":"regulatory","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"confidence":"high","headline":"FirstBank (FB Financial subsidiary) joins Federal Reserve System; Fed becomes primary federal regulator","bullets":["Effective Dec 2, 2025, FirstBank became a member of the Federal Reserve System.","Federal Reserve Board becomes primary federal regulator, replacing FDIC.","Tennessee Department of Financial Institutions continues as primary state regulator.","Customer deposits remain FDIC-insured; day-to-day experience unchanged."],"urls":{"canonical":"https://secwatch.observer/filing/0001649749-25-000218","json":"https://secwatch.observer/filing/0001649749-25-000218.json","markdown":"https://secwatch.observer/filing/0001649749-25-000218.md","text":"https://secwatch.observer/filing/0001649749-25-000218.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1649749/000164974925000218/0001649749-25-000218-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1649749/000164974925000218/fbk-20251202.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T14:48:10.976123+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}