---
schema_version: "secwatch.filing_event.v1"
accession: "0001649749-25-000218"
form_type: "8-K"
ticker: "FBK"
cik: "0001649749"
company_name: "FB Financial Corp"
filed_at: "2025-12-04T23:59:59+00:00"
generated_at: "2026-05-16T14:48:10.976123+00:00"
event_type: "regulatory"
sentiment: "neutral"
materiality_score: 0.5
calibrated_materiality_score: 0.5
confidence: "high"
source: SEC EDGAR
---

# FirstBank (FB Financial subsidiary) joins Federal Reserve System; Fed becomes primary federal regulator

## Summary
- Effective Dec 2, 2025, FirstBank became a member of the Federal Reserve System.
- Federal Reserve Board becomes primary federal regulator, replacing FDIC.
- Tennessee Department of Financial Institutions continues as primary state regulator.
- Customer deposits remain FDIC-insured; day-to-day experience unchanged.

## SEC filing metadata
- accession: 0001649749-25-000218
- form_type: 8-K
- ticker: FBK
- cik: 0001649749
- company_name: FB Financial Corp
- filed_at: 2025-12-04T23:59:59+00:00
- event_type: regulatory
- sentiment: neutral
- materiality_score: 0.5
- calibrated_materiality_score: 0.5
- confidence: high
- sec_items: 8.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1649749/000164974925000218/0001649749-25-000218-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1649749/000164974925000218/fbk-20251202.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001649749-25-000218
- JSON: https://secwatch.observer/filing/0001649749-25-000218.json
- Plain text: https://secwatch.observer/filing/0001649749-25-000218.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.