{"schema_version":"secwatch.filing_event.v1","accession":"0001649749-26-000003","form_type":"8-K","ticker":"FBK","cik":"0001649749","company_name":"FB Financial Corp","filed_at":"2026-01-21T23:59:59+00:00","discovered_at":"2026-05-14T18:02:35.754960+00:00","generated_at":"2026-05-16T09:18:13.525311+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"FB Financial Q4 2025 GAAP EPS $1.07, adjusted $1.16; NIM expands to 3.98%","bullets":["Q4 net income $57.0M ($1.07 diluted EPS); adjusted net income $61.5M ($1.16 adjusted diluted EPS).","Net interest margin 3.98%, up from 3.95% prior Q and 3.50% YoY; net interest income $149.8M.","Loans HFI $12.38B (+0.7% linked Q); deposits $13.91B (+0.7% linked Q).","Repurchased 1.72M shares (~3% of outstanding) during Q4; tangible book value $30.27/share.","Preliminary CET1 ratio 11.4%; total risk-based capital 13.2%; net charge-offs remain low at 0.05%."],"urls":{"canonical":"https://secwatch.observer/filing/0001649749-26-000003","json":"https://secwatch.observer/filing/0001649749-26-000003.json","markdown":"https://secwatch.observer/filing/0001649749-26-000003.md","text":"https://secwatch.observer/filing/0001649749-26-000003.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1649749/000164974926000003/0001649749-26-000003-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1649749/000164974926000003/fbk-20260121.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T09:18:13.525311+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}