{"schema_version":"secwatch.filing_event.v1","accession":"0001649749-26-000033","form_type":"8-K","ticker":"FBK","cik":"0001649749","company_name":"FB Financial Corp","filed_at":"2026-04-13T23:59:59+00:00","discovered_at":"2026-05-14T18:02:32.660120+00:00","generated_at":"2026-05-15T06:35:38.890593+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"FB Financial Q1 EPS $1.10 ($1.12 adj); loans & deposits up >25% YoY; NIM expands to 3.94%","bullets":["Net income $57.5M, diluted EPS $1.10 (adj. $1.12), vs $0.84 in Q1 2025.","Loans HFI $12.50B (+28% YoY), deposits $14.08B (+25.7% YoY).","NIM 3.94% (tax-equivalent), up from 3.55% a year ago.","Credit quality stable: NPLs 0.96% of loans, ACL 1.49%, net charge-offs 0.11% annualized.","Repurchased 426,983 shares in quarter; book value per share $38.39."],"urls":{"canonical":"https://secwatch.observer/filing/0001649749-26-000033","json":"https://secwatch.observer/filing/0001649749-26-000033.json","markdown":"https://secwatch.observer/filing/0001649749-26-000033.md","text":"https://secwatch.observer/filing/0001649749-26-000033.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1649749/000164974926000033/0001649749-26-000033-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1649749/000164974926000033/fbk-20260413.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T06:35:38.890593+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"00c719774b7261748df0ff4a20d7669c1062630f","claim":"FB Financial Corp reported first quarter ended March 31, 2026 results: net income net income of $57.5 million, or $1.10 per diluted common share, EPS $1.10 per diluted common share.","evidence_excerpt":"FB Financial Corporation (the \"Company\") (NYSE: FBK), parent company of FirstBank, reported net income of $57.5 million, or $1.10 per diluted common share, for the first quarter of 2026","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1649749/000164974926000033/0001649749-26-000033-index.htm","confidence":1.0,"family_label":"Earnings Releases","details":[{"label":"Period","value":"first quarter ended March 31, 2026"},{"label":"Net income","value":"net income of $57.5 million, or $1.10 per diluted common share"},{"label":"EPS","value":"$1.10 per diluted common share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}