---
schema_version: "secwatch.filing_event.v1"
accession: "0001649749-26-000033"
form_type: "8-K"
ticker: "FBK"
cik: "0001649749"
company_name: "FB Financial Corp"
filed_at: "2026-04-13T23:59:59+00:00"
generated_at: "2026-05-15T06:35:38.890593+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# FB Financial Q1 EPS $1.10 ($1.12 adj); loans & deposits up >25% YoY; NIM expands to 3.94%

## Summary
- Net income $57.5M, diluted EPS $1.10 (adj. $1.12), vs $0.84 in Q1 2025.
- Loans HFI $12.50B (+28% YoY), deposits $14.08B (+25.7% YoY).
- NIM 3.94% (tax-equivalent), up from 3.55% a year ago.
- Credit quality stable: NPLs 0.96% of loans, ACL 1.49%, net charge-offs 0.11% annualized.
- Repurchased 426,983 shares in quarter; book value per share $38.39.

## SEC filing metadata
- accession: 0001649749-26-000033
- form_type: 8-K
- ticker: FBK
- cik: 0001649749
- company_name: FB Financial Corp
- filed_at: 2026-04-13T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1649749/000164974926000033/0001649749-26-000033-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1649749/000164974926000033/fbk-20260413.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001649749-26-000033
- JSON: https://secwatch.observer/filing/0001649749-26-000033.json
- Plain text: https://secwatch.observer/filing/0001649749-26-000033.txt

## Key facts
- Earnings Releases
  FB Financial Corp reported first quarter ended March 31, 2026 results: net income net income of $57.5 million, or $1.10 per diluted common share, EPS $1.10 per diluted common share.
  - Period: first quarter ended March 31, 2026
  - Net income: net income of $57.5 million, or $1.10 per diluted common share
  - EPS: $1.10 per diluted common share
  - Result: reported results
  source text: FB Financial Corporation (the "Company") (NYSE: FBK), parent company of FirstBank, reported net income of $57.5 million, or $1.10 per diluted common share, for the first quarter of 2026
  evidence_url: https://www.sec.gov/Archives/edgar/data/1649749/000164974926000033/0001649749-26-000033-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.