secwatch.observer — SEC 8-K summary
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Issuer:     FB Financial Corp (FBK)
CIK:        0001649749
Form:       8-K
Filed at:   2026-04-13T23:59:59+00:00
Accession:  0001649749-26-000033
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

FB Financial Q1 EPS $1.10 ($1.12 adj); loans & deposits up >25% YoY; NIM expands to 3.94%
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- Net income $57.5M, diluted EPS $1.10 (adj. $1.12), vs $0.84 in Q1 2025.
- Loans HFI $12.50B (+28% YoY), deposits $14.08B (+25.7% YoY).
- NIM 3.94% (tax-equivalent), up from 3.55% a year ago.
- Credit quality stable: NPLs 0.96% of loans, ACL 1.49%, net charge-offs 0.11% annualized.
- Repurchased 426,983 shares in quarter; book value per share $38.39.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1649749/000164974926000033/0001649749-26-000033-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1649749/000164974926000033/fbk-20260413.htm
  HTML page:      https://secwatch.observer/filing/0001649749-26-000033

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer