{"schema_version":"secwatch.filing_event.v1","accession":"0001649749-26-000052","form_type":"8-K","ticker":"FBK","cik":"0001649749","company_name":"FB Financial Corp","filed_at":"2026-07-13T20:18:15+00:00","discovered_at":"2026-07-13T20:19:00.264694+00:00","generated_at":"2026-07-13T20:19:06.584697+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"FB Financial Q2 EPS $1.13, adjusted $1.14; loan growth 11.6% annualized","bullets":["Net income $58.6M ($1.13 diluted EPS) vs $57.5M ($1.10) prior Q and $2.9M ($0.06) year-ago.","Adjusted pre-tax pre-provision net revenue $83.6M, up 6.9% from prior Q and 42.6% YoY.","Loans HFI $12.87B, up 11.6% annualized; deposits $14.35B, up 7.7% annualized.","NIM stable at 3.95%; repurchased 1.55M shares (3.01% of outstanding) in Q2.","Nonperforming loans HFI rose to 1.17% from 0.96% prior Q; net charge-offs low at 0.06%."],"urls":{"canonical":"https://secwatch.observer/filing/0001649749-26-000052","json":"https://secwatch.observer/filing/0001649749-26-000052.json","markdown":"https://secwatch.observer/filing/0001649749-26-000052.md","text":"https://secwatch.observer/filing/0001649749-26-000052.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1649749/000164974926000052/0001649749-26-000052-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1649749/000164974926000052/fbk-20260713.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-13T20:19:06.584697+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}