secwatch.observer — SEC 8-K summary
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Issuer:     FB Financial Corp (FBK)
CIK:        0001649749
Form:       8-K
Filed at:   2026-07-13T20:18:15+00:00
Accession:  0001649749-26-000052
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

FB Financial Q2 EPS $1.13, adjusted $1.14; loan growth 11.6% annualized
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- Net income $58.6M ($1.13 diluted EPS) vs $57.5M ($1.10) prior Q and $2.9M ($0.06) year-ago.
- Adjusted pre-tax pre-provision net revenue $83.6M, up 6.9% from prior Q and 42.6% YoY.
- Loans HFI $12.87B, up 11.6% annualized; deposits $14.35B, up 7.7% annualized.
- NIM stable at 3.95%; repurchased 1.55M shares (3.01% of outstanding) in Q2.
- Nonperforming loans HFI rose to 1.17% from 0.96% prior Q; net charge-offs low at 0.06%.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1649749/000164974926000052/0001649749-26-000052-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1649749/000164974926000052/fbk-20260713.htm
  HTML page:      https://secwatch.observer/filing/0001649749-26-000052

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