{"schema_version":"secwatch.filing_event.v1","accession":"0001650164-24-000381","form_type":"8-K","ticker":"TOST","cik":"0001650164","company_name":"Toast, Inc.","filed_at":"2024-11-07T23:59:59+00:00","discovered_at":"2026-05-14T18:03:09.107098+00:00","generated_at":"2026-05-30T03:36:35.034657+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"Toast Q3 net income $56M vs loss a year ago; ARR up 28% to $1.6B","bullets":["Added ~7,000 net new locations; total locations ~127,000 (+28% YoY).","GPV $41.7B (+24% YoY); subscription & fintech gross profit $365M (+35% YoY).","GAAP income from operations $34M vs loss of $(59)M in Q3 2023.","Adjusted EBITDA $113M vs $35M YoY; free cash flow $97M vs $37M.","CEO cited new product launches (Branded Mobile App, SMS Marketing) and momentum into 2025."],"urls":{"canonical":"https://secwatch.observer/filing/0001650164-24-000381","json":"https://secwatch.observer/filing/0001650164-24-000381.json","markdown":"https://secwatch.observer/filing/0001650164-24-000381.md","text":"https://secwatch.observer/filing/0001650164-24-000381.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1650164/000165016424000381/0001650164-24-000381-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1650164/000165016424000381/tost-20241107.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T03:36:35.034657+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}