{"schema_version":"secwatch.filing_event.v1","accession":"0001650164-25-000334","form_type":"8-K","ticker":"TOST","cik":"0001650164","company_name":"Toast, Inc.","filed_at":"2025-11-04T23:59:59+00:00","discovered_at":"2026-05-14T18:02:40.045493+00:00","generated_at":"2026-05-17T00:38:50.940310+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.82,"calibrated_materiality_score":0.82,"confidence":"high","headline":"Toast Q3 2025: ARR hits $2.0B (+30% YoY), net income $105M, Adj. EBITDA $176M","bullets":["Annualized Recurring Revenue (ARR) crossed $2.0 billion, up 30% year-over-year.","Net income of $105 million (GAAP) compared to $56 million in Q3 2024; Adjusted EBITDA $176 million vs $113 million.","Total locations grew 23% YoY to ~156,000; added ~7,500 net new locations in Q3.","Gross Payment Volume (GPV) rose 24% YoY to $51.5 billion.","Free Cash Flow of $153 million, up from $97 million a year ago."],"urls":{"canonical":"https://secwatch.observer/filing/0001650164-25-000334","json":"https://secwatch.observer/filing/0001650164-25-000334.json","markdown":"https://secwatch.observer/filing/0001650164-25-000334.md","text":"https://secwatch.observer/filing/0001650164-25-000334.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1650164/000165016425000334/0001650164-25-000334-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1650164/000165016425000334/tost-20251104.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T00:38:50.940310+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}