secwatch.observer — SEC 8-K summary
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Issuer:     Toast, Inc. (TOST)
CIK:        0001650164
Form:       8-K
Filed at:   2026-05-07T23:59:59+00:00
Accession:  0001650164-26-000113
Event type: earnings
Sentiment:  positive
Materiality: 0.70
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Toast Q1 net income $126M, ARR $2.2B (+26%), adds 7K locations
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- Net income $126M (diluted EPS $0.20) vs $56M ($0.09) in Q1 2025; Adjusted EBITDA $179M.
- ARR reached $2.2B (+26% YoY); total locations ~171,000 (+22%); GPV $51.3B (+22%).
- Subscription & fintech gross profit $520M GAAP (+32%); operating income $110M (21% margin).
- Repurchased 14M shares for $378M year-to-date through May 6; free cash flow $115M in Q1.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1650164/000165016426000113/0001650164-26-000113-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1650164/000165016426000113/tost-20260507.htm
  HTML page:      https://secwatch.observer/filing/0001650164-26-000113

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer