---
schema_version: "secwatch.filing_event.v1"
accession: "0001650164-26-000162"
form_type: "8-K"
ticker: "TOST"
cik: "0001650164"
company_name: "Toast, Inc."
filed_at: "2026-08-04T20:12:21+00:00"
generated_at: "2026-08-04T20:13:05.530642+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Toast Q2 2026: Net income $154M, ARR $2.4B (+25% YoY), record 9,500 net new locations

## Summary
- ARR grew 25% YoY to $2.4B; total locations up 22% to ~180,000.
- Net income $154M ($0.26 diluted EPS) vs $80M in Q2 2025; Adjusted EBITDA $221M.
- GPV rose 22% to $60.7B; subscription & fintech gross profit up 31% to $585M.
- Repurchased 19M shares for $486M YTD through June 30, 2026.
- CEO cites record net adds and AI offering Toast IQ Grow as fastest-launching product.

## SEC filing metadata
- accession: 0001650164-26-000162
- form_type: 8-K
- ticker: TOST
- cik: 0001650164
- company_name: Toast, Inc.
- filed_at: 2026-08-04T20:12:21+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1650164/000165016426000162/0001650164-26-000162-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1650164/000165016426000162/tost-20260804.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001650164-26-000162
- JSON: https://secwatch.observer/filing/0001650164-26-000162.json
- Plain text: https://secwatch.observer/filing/0001650164-26-000162.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.