secwatch.observer — SEC 8-K summary
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Issuer:     Toast, Inc. (TOST)
CIK:        0001650164
Form:       8-K
Filed at:   2026-08-04T20:12:21+00:00
Accession:  0001650164-26-000162
Event type: earnings
Sentiment:  positive
Materiality: 0.80
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Toast Q2 2026: Net income $154M, ARR $2.4B (+25% YoY), record 9,500 net new locations
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- ARR grew 25% YoY to $2.4B; total locations up 22% to ~180,000.
- Net income $154M ($0.26 diluted EPS) vs $80M in Q2 2025; Adjusted EBITDA $221M.
- GPV rose 22% to $60.7B; subscription & fintech gross profit up 31% to $585M.
- Repurchased 19M shares for $486M YTD through June 30, 2026.
- CEO cites record net adds and AI offering Toast IQ Grow as fastest-launching product.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1650164/000165016426000162/0001650164-26-000162-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1650164/000165016426000162/tost-20260804.htm
  HTML page:      https://secwatch.observer/filing/0001650164-26-000162

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer