{"schema_version":"secwatch.filing_event.v1","accession":"0001654954-21-008040","form_type":"8-K","ticker":"PEBK","cik":"0001093672","company_name":"PEOPLES BANCORP OF NORTH CAROLINA INC","filed_at":"2021-07-19T23:59:59+00:00","discovered_at":"2026-05-14T18:04:17.130327+00:00","generated_at":"2026-06-30T04:22:38.829288+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Peoples Bancorp Q2 net earnings $0.80 diluted EPS, nearly doubling YoY; provision credit boosts results","bullets":["Q2 2021 net earnings $4.6M ($0.80 diluted EPS) vs $2.6M ($0.44) in Q2 2020.","Net interest income rose to $11.7M from $10.7M, helped by $1.5M PPP fee income.","Provision for loan losses was a credit of $226k vs expense of $1.4M a year ago.","Total loans $888.4M, down from $948.6M at Dec 2020; PPP loans fell to $37.5M from $75.8M.","Non-performing assets improved to 0.21% of total assets from 0.27% at Dec 2020."],"urls":{"canonical":"https://secwatch.observer/filing/0001654954-21-008040","json":"https://secwatch.observer/filing/0001654954-21-008040.json","markdown":"https://secwatch.observer/filing/0001654954-21-008040.md","text":"https://secwatch.observer/filing/0001654954-21-008040.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1093672/000165495421008040/0001654954-21-008040-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1093672/000165495421008040/pebk_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-30T04:22:38.829288+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}