{"schema_version":"secwatch.filing_event.v1","accession":"0001654954-21-011317","form_type":"8-K","ticker":"PEBK","cik":"0001093672","company_name":"PEOPLES BANCORP OF NORTH CAROLINA INC","filed_at":"2021-10-25T23:59:59+00:00","discovered_at":"2026-05-14T18:04:11.461049+00:00","generated_at":"2026-06-28T18:20:21.477296+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Peoples Bancorp Q3 net earnings fall to $3.4M from $4.5M; EPS $0.59 vs $0.78","bullets":["Diluted EPS $0.59 vs $0.78 YoY; net earnings $3.4M vs $4.5M.","Net interest income $10.6M vs $10.9M; provision recovery of $182K vs provision of $522K.","Non-interest income down to $6.0M from $7.1M on lower securities gains.","Total assets $1.6B, up from $1.4B at Dec 2020; deposits $1.4B vs $1.2B.","Non-performing assets 0.17% of total assets vs 0.27% at Dec 2020."],"urls":{"canonical":"https://secwatch.observer/filing/0001654954-21-011317","json":"https://secwatch.observer/filing/0001654954-21-011317.json","markdown":"https://secwatch.observer/filing/0001654954-21-011317.md","text":"https://secwatch.observer/filing/0001654954-21-011317.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1093672/000165495421011317/0001654954-21-011317-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1093672/000165495421011317/pebk_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-28T18:20:21.477296+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}