{"schema_version":"secwatch.filing_event.v1","accession":"0001654954-22-000723","form_type":"8-K","ticker":"PEBK","cik":"0001093672","company_name":"PEOPLES BANCORP OF NORTH CAROLINA INC","filed_at":"2022-01-24T23:59:59+00:00","discovered_at":"2026-05-14T18:04:05.396496+00:00","generated_at":"2026-06-27T16:09:16.820676+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Peoples Bancorp reports record FY2021 net earnings of $15.1M; Q4 EPS $0.55 vs $0.33","bullets":["Net earnings $15.1M ($2.71 diluted per share) vs $11.4M ($1.95) in 2020; Q4 $3.0M ($0.53 diluted) vs $1.9M ($0.33).","Net interest income $44.0M vs $44.1M; provision recovery of $1.2M vs provision $4.3M in 2020.","Non-interest income $24.9M vs $22.9M; non-interest expense $51.1M vs $48.9M.","Total loans $884.9M at Dec 31, 2021 vs $948.6M; decrease due to PPP loan forgiveness and commercial loan payoffs.","Core deposits $1.4B (98.14% of total deposits) vs $1.2B; non-performing assets 0.20% vs 0.27%."],"urls":{"canonical":"https://secwatch.observer/filing/0001654954-22-000723","json":"https://secwatch.observer/filing/0001654954-22-000723.json","markdown":"https://secwatch.observer/filing/0001654954-22-000723.md","text":"https://secwatch.observer/filing/0001654954-22-000723.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1093672/000165495422000723/0001654954-22-000723-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1093672/000165495422000723/pebk_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-27T16:09:16.820676+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}