{"schema_version":"secwatch.filing_event.v1","accession":"0001654954-22-004188","form_type":"8-K","ticker":"OXBR","cik":"0001584831","company_name":"OXBRIDGE RE HOLDINGS Ltd","filed_at":"2022-03-30T23:59:59+00:00","discovered_at":"2026-05-14T18:04:07.206952+00:00","generated_at":"2026-06-26T13:33:37.750865+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Oxbridge Re swings to FY2021 profit of $8.6M on $9.2M SPAC unrealized gain","bullets":["FY2021 net income $8.6M ($1.49 diluted EPS) vs net loss $50K (-$0.01) in FY2020.","Q4 net income $1.6M ($0.27 diluted EPS) vs $181K ($0.03) in Q4 2020.","Net premiums earned $965K in FY2021, up from $893K; loss ratio 16.4% due to Hurricane Ida.","Expense ratio rose to 146.2% from 126.1%; combined ratio 162.6% due to Hurricane Ida losses and $181K uncollectible premiums.","Cash and restricted cash $5.4M at year-end 2021, down from $7.5M; no debt."],"urls":{"canonical":"https://secwatch.observer/filing/0001654954-22-004188","json":"https://secwatch.observer/filing/0001654954-22-004188.json","markdown":"https://secwatch.observer/filing/0001654954-22-004188.md","text":"https://secwatch.observer/filing/0001654954-22-004188.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1584831/000165495422004188/0001654954-22-004188-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1584831/000165495422004188/oxbr_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-26T13:33:37.750865+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}