{"schema_version":"secwatch.filing_event.v1","accession":"0001654954-22-005336","form_type":"8-K","ticker":"PEBK","cik":"0001093672","company_name":"PEOPLES BANCORP OF NORTH CAROLINA INC","filed_at":"2022-04-25T23:59:59+00:00","discovered_at":"2026-05-14T18:03:59.716601+00:00","generated_at":"2026-06-26T04:57:18.883381+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Peoples Bancorp Q1 net earnings fall to $3.5M; dividend doubled to $0.33","bullets":["Net earnings of $3.5M ($0.63 EPS) vs $4.1M ($0.73 EPS) in Q1 2021.","Net interest income down to $10.7M from $11.1M; PPP fee income dropped to $0.6M from $1.0M.","Cash dividend increased to $0.33 per share from $0.16 per share year-over-year.","Total loans grew to $889.8M despite $11.4M PPP reduction; non-performing assets 0.20% of assets.","Non-interest income up $1.1M to $7.0M, led by appraisal fees; mortgage banking income down $670K."],"urls":{"canonical":"https://secwatch.observer/filing/0001654954-22-005336","json":"https://secwatch.observer/filing/0001654954-22-005336.json","markdown":"https://secwatch.observer/filing/0001654954-22-005336.md","text":"https://secwatch.observer/filing/0001654954-22-005336.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1093672/000165495422005336/0001654954-22-005336-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1093672/000165495422005336/pebk_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-26T04:57:18.883381+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}